Which Credit Card Machine is Best?
You could spend thousands of hours trying to learn about payment processing. The industry is complex, and there are many variables. There is no one-size-fits-all solution, and finding the right credit card processor and merchant service provider is important. Selecting the credit card machine that fits your budget and business model is easy, and the merchant service provider that you choose can provide options and recommendations on what credit card processing machine is best.
Most payment processing companies use specific hardware. Ingenico, VeriFone, First Data, and Clover ® are just the tip of the iceberg when it comes to devices supporting payment processing.
Ingenico Devices
National Bankcard is one merchant service provider offering the Ingenico device to its customers. The Ingenico ICT250 is a competitive model that touts its ability to be ‘versatile in the most demanding retail environments.’ It has the functionality of a complete processing solution. Offering its users the ability to print receipts, create settlement reports and utilize brand enhancement programs, all in one device. Ingenico ICT250 accepts all electronic payments, EMV chip, PIN, magnetic stripe, and contactless. Aside from the reliability of the hardware, a perspective merchant should be aware of the operating system for which the hardware runs on. The ICT250 comes with the Telium 2 operating platform. This system is fast and secure handling up to 2,000 graphical libraries.
VeriFone
VeriFone is a widely used payment processing device, being offered my numerous merchant service providers. Verifone VX 520 is an all inclusive credit card processing device. Accepting all forms of payment including contactless. Operating on the VX Evolution system with expansive memory and fast processing. This stand alone terminal can also be equipped with a pin pad to suit your business model needs.
First Data
Another big player in the payment processing industry is First Data, providing services and equipment to retailers. The FD130 Terminal is one of the best quality credit card machines currently on the market. This EMV-chip-enabled device offers Wi-Fi, for complete functionality for both offline and online transactions. An added feature of the FD130 is Dynamic Currency Conversion of DCC Service. Making it possible for customers traveling internationally to pay with their own currency. An affordable solution offering pin pad and printer in one compact device.
Clover System
Perhaps one of the newest, most unique payment processing devices is also being produced by First Data. The Clover line of products encompasses pretty much any need a business owner might have. Offering Clover Mobile to handle transactions away from a brick and mortar location. The software that comes with the Clover system has an ever expanding app marketplace where merchants can upgrade features at any time. While most merchant service providers try to customize hardware to fit their customer’s business needs, Clover can be tailored by the merchant themselves, making it the most user-friendly option on the market.
Multitudes of payment processors and merchant services companies can serve your business needs. Find one that understands your business requirements by gathering all the knowledge you can on various devices!